How To Buy Airtime (Recharge card) With Your Phone Directly From Your Bank Without internet connection Or Using The Atm

Am sure most of you might have been in that kind of situation where you have little or no airtime on your line but you are so stranded that you can't buy a recharge card and you also have no internet access to perform an online topup.  This can be really frustrating.

This method saves you the energy and time wasted when searching for where to purchase airtime or queuing at an ATM just to recharge your line. But unfortunately not all banks currently supports this for now.

Below are the list of supported banks and their respective ussd code.
How to Buy Airtime Directly From Your Bank With Ussd Code.

==> Access Bank: For access bank users, simply dial *901*amount#.
Example: To recharge N500, dial *901*500# . You will be credited
with N500 airtime while N500 will be automatically deducted from
your access bank account.
The minimum recharge is N50 while the maximum is N5,000. For Mtn
users you must have at least N1 on your phone to use this service
while other network can use it with zero naira.

==> EcoBank: For Ecobank users, simply dial *326*amount#.
Example: To recharge N1,000, dial *326*1000# and you will be
credited with N1,000 airtime while N1,000 will be deducted from
your account.

==> Fidelity bank: Fidelity bank allows you to recharge for both
yourself and others. To recharge your line dial *770*amount# and to
recharge other lines dial *770*phone no*amount#.
Example: To top up your line with N500, simply dial *770*500# and
you will be credited with N500 airtime while N500 will be deducted
from your account.
The minimum recharge is N100 while the maximum is N5,000.

==> First City Monument Bank(FCMB) : For all FCMB users, simply
dial *389*214*1*amount#.
Example: To recharge N1,500 Dial *389*214*1*1500#. You will be
credited with N1500 while N1500 will be debited from your account.

==> First Bank: Just dial *894*amount#.
Example: *894*1000#. Your line will be credited with N1000 airtime
and N1000 will be debited from your bank account.
Minimum recharge is N50 while the maximum is N3,000.

==> Guarantee Trust Bank (GTB) : Just like fidelity bank, Gtbank
let's you topup both your line and also top up for others.
To recharge your line from your gtbank account, simply dial
*737*amount#. E.g *737*1500#. And to top up another phone no, dial
*737*amount*person’s no#.
Example: *737*2000*08055522212#.
Note that the minimum recharge allowed is #100 while the maximum
allowed in a day is #5000.
Aside letting you recharge your line, gtbank also allows you transfer
money from your bank to another bank account directly from your
mobile phone by just dialing the respective ussd code. You can read
more on that here.

==> Heritage Bank: For those using heritage bank, dial
*322*030*Amount#.
Example: To Recharge N1,000 simply dial *322*030*1000# and your line
will be credited with N1000.

==> KeyStone Bank: For keystone bank users, dial
*322*082*Amount#.
Example: To top up your line with N500 dial *322*082*500#. You will
be credited with N500 airtime while N500 will be deducted from
your account.
The minimum is N100 while the maximum is N3,000.

==> Skye Bank: Just dial *389*076*1*amount# on your phone.
Example: To recharge N1,000 dial *389*076*1*1000#, you will be
credited with N1000 airtime and N1,000 will be deducted from your
bank account.

==> Stanbic IBTC Bank: For Stanbic bank users, simply dial
*909*amount#.
Example: To recharge N1000, simply dial *909*1000# and you will be
credited with N1000 airtime while N1000 will be deducted from your
bank account.
Note that the minimum recharge is N200 while the maximum is
N5,000 and you must have at least N5 on your phone to perform
this transaction.

==> Sterling Bank : For sterling bank users, Just dial *822*Amount#.
Example: To recharge N1,000 l, Just dial *822*1000#, you will be
credited with N1,000 airtime and N1,000 will be deducted from your
bank account.
The minimum recharge is N50.

==> United Bank Of Africa : For those of you using UBA simply dial
*389*033*1*amount#.
Example: To recharge N500 on your line dial *389*033*1*500# your
line will be credited with N500 airtime and N500 will be deducted
from your bank account.

==> Unity Bank: For those using Unity Bank dial *322*215*amount#
to recharge.
Example: To recharge N1,000 dial *322*215*1000# and you will be
credited with N1,000 airtime and N1,000 will be deducted from your
account.

==> Wema Bank: For Wema bank customers, dial *322*035*Amount#.
Example: To recharge a sum of N1,500 dial *322*035*1500# and your
line will be topped up with N1,500 airtime while N1,500 will also be
debited from your bank account.

==> Zenith Bank: Zenith bank users can top up their line by dialing
*966*amount# or *302*amount# for Mtn users.
Example: To recharge a sum of N500, simply dial *966*500# and your
line will be credited with N500...

Note:
* You can only perform any of this transaction on the number you registered with your bank.

* It is completely free and there is no hidden charges.

* If your bank is not listed above, then maybe your bank does not support this feature yet. Soon other banks will support it.

HOPE THIS WAS HELPFUL